4: Descripción de los problemas financieros 51
Tasas de interés
$OUHVROYHUXQSUREOHPDILQDQFLHURGHEHWHQHUHQFXHQWDTXHSXHGH
GHVFULELUODWDVDGHLQWHUpVRODWDVDGHUHQGLPLHQWRGHWUHVIRUPDV
GLIHUHQWHV
7DVDSHULyGLFD(VODWDVDTXHVHDSOLFDDOFDSLWDOGHXQSHULRGRDRWUR
7DVDQRPLQDODQXDO(VODWDVDSHULyGLFDPXOWLSOLFDGDSRUHOQ~PHUR
GHSHULRGRVSRUDxR
7DVDHIHFWLYDDQXDO(VODWDVDDQXDOTXHWLHQHHQFXHQWDOD
FDSLWDOL]DFLyQ
(QHOHMHPSORDQWHULRUGHXQDFXHQWDGHDKRUURGHVHXWLOL]D
XQDWDVDSHULyGLFDGHóPHQVXDOTXHWDPELpQVHSXHGHH[SUHVDU
FRPRWDVDQRPLQDODQXDOGHOóï(VWDPLVPDWDVDSHULyGLFD
SXHGHH[SUHVDUVHFRPRXQDWDVDHIHFWLYDDQXDOTXHFRQVLGHUDOD
FDSLWDOL]DFLyQGHLQWHUpV(OVDOGRGHVSXpVGHPHVHVGHFDSLWDOL]DFLyQ
HVGHORFXDOVLJQLILFDTXHODWDVDHIHFWLYDDQXDOGHLQWHUpVHVGHO
(QFRQWUDUiHMHPSORVGHFRQYHUVLRQHVHQWUHWDVDVQRPLQDOHV\WDVDV
HIHFWLYDVDQXDOHVHQODVSiJLQDVD
Dos tipos de problemas financieros
(QHVWHPDQXDOORVSUREOHPDVILQDQFLHURVVHEDVDQHQHOLQWHUpV
FRPSXHVWRDPHQRVTXHVHLQGLTXHHVSHFtILFDPHQWHTXHVRQFiOFXORVGH
LQWHUpVVLPSOH+D\GRVWLSRVGHSUREOHPDVILQDQFLHURVSUREOHPDVGH
9'7\SUREOHPDVGHIOXMRVGHFDMD
10B.book Page 51 Sunday, June 25, 2000 1:26 PM
Commentaires sur ces manuels